A user contract allows you to include the language to prohibit these activities and can also provide a remedy (p.B. deleting account) in case of abuse. If you want a user to agree to your legal terms, whether it`s a privacy policy or a user agreement or a user contract, is the best way to ensure that the user actually agrees to use this method to ensure that you have acceptance of the legal agreements submitted by the user. Keep it separate from any other legal agreements you may have. Make sure it has its own section and is referenced as such. Insurance contracts have traditionally been written on the basis of each type of risk (for which risks have been defined very precisely) and a separate premium is calculated and charged for each of them. Only the specific risks expressly described or “considered” in the directive were covered; This is why these guidelines are now referred to as “individual” or “schedule” guidelines. [13] This system of “designated hazards”[14] or “specific dangers”[15] proved untenable in the context of the Second Industrial Revolution, as a typical large conglomerate could have dozens of types of risks that can be insured against. For example, in 1926, a spokesperson for the insurance industry indicated that a bakery had to purchase a separate policy for each of the following risks: manufacturing operations, elevators, teamsters, product liability, contractual liability (for a track that connects the bakery to a nearby railway), domestic liability (for a retail store) and the responsibility of protecting owners (negligence of contractors responsible for construction modifications). [13] Remember: CalOPPA requires you to use the word “privacy” with a “P” capital when you name your confidentiality agreement. Below 260 consumer software licensing agreements on the mass market in 2010[5] This method is less supported in case of litigation and is generally less preferred than the best method to obtain consent to your legal agreements. For example, the Intel InstallShield assistant image below shows how a user should click on the options box to accept the terms and click “Next.”