In principle, the agreement between you and the bank for the loan. !! It`s important! From that date, ALWAYS will always have copies of documents and receipts signed to prove agreements and payments. This practice will also save you a lot of headaches on the street! Fire insurance for your property This purchase is only for the first year and you must renew it every year. Hello, thank you very much for the information, but u can suggest about how much money do I need to buy a house?for example, if I wanted to buy a house from 170 to 200k.. tq Often referred to as the S-P agreement, this is the final contract you sign with the seller. All clauses and conditions will be established for you. Read, understand and accept all the conditions before you sign. I`m looking to buy my first home, but I realize that I`m almost totally ignorant of the process. The things covered by legal fees for me are things like the S-P agreement, the appointment deed, the power of attorney, the disbursements, etc. I can`t say I know 100% what these things are, but that`s what was covered. Once your offer is accepted by the seller, you must pay a down payment of between 5,000.00 and 10,000.00 euros. If you need a bank loan to acquire the property, Bess Perfect Property Agency can help you apply a bank loan. If your application is unsuccessful, your deposit will be refunded by the seller.

My banker suggested that I insert BND10,000-12,000 into the credit of lawyers and insurance. Some people also add more for furniture purchases and line renovations. This is optional, even if you have the money to cover additional expenses, but it is up to the bank to approve your credit or not. So I thought it would be great if we had a guide in this thread for the things we pay attention to and how to plan before the big purchase. Buying a home is pretty much the biggest purchase that many will make in their lives. As such, you should do as much due diligence as possible every step of the way to avoid you regretting it on the line. There will be a lot of money involved in this process and maybe even more if you decide to cut the corners. My wife and I are going through the whole process of securing a loan to buy our first home. Could you inform us of all the legal fees that we should be waiting for? Above all: is it anything else between us and the seller (covered in the sale price) with the legal fees initiated by the bank? Our bank told us that the legal fees could go up to 3.5 – 5k.

Any advice in this regard would be greatly appreciated. This is one of the most important processes of your renovation.